IF YOU HAVE LESS THAN PERFECT CREDIT...
ARE YOU READY TO GO FROM...
IN 6 MONTHS OR LESS
Our credit transformation program has helped over 1,000+ people hit their credit score goals!
**SATISFACTION GUARANTEED, IF WE DON'T REMOVE IT, YOU DON'T PAY!**
OUR EXCLUSIVE CREDIT TRANSFORMATION PROGRAM PROVIDES YOU WITH:
Secrets to increase your credit score FASTER than you thought possible.
Little known hacks to boost credit virtually overnight!
How to qualify for HIGH LIMIT credit lines
THE EXACT blueprint our clients use to eliminate ALL the negative remarks quickly and legally!
SO YOU CAN...
Buy or Refinance Your Home
Purchase a new vehicle
Qualify for a Better Job
Move into a Better Apartment
Reduce Stress in Your Relationship
Get Approved for Credit Cards (At low rates)
Save Thousands of Dollars a Year
Lower Insurance Payments
Lower Car Payments
The BEST Interest Rates
WHAT ARE THE TRUE COSTS OF POOR CREDIT?
YOUR CREDIT SCORE COULD GO UP
YOU'RE ONE STEP CLOSER TO CONQUERING POOR CREDIT ONCE AND FOR ALL.
Click the button below to START your credit transformation program TODAY!
*Spaces for the transformation program are extremely limited.*
Join the Family and instantly start improving your credit score!
CHECK OUT SOME PROGRESS FROM A FEW OF OUR CUSTOMERS
CLICK THE BUTTON BELOW TO START YOUR CREDIT TRANSFORMATION PROGRAM TODAY!
WE KNOW EVERYTHING THAT YOU NEED
WE KNOW THE DIFFICULTY MAINTAINING A HEALTHY FINANCIAL LIFESTYLE THAT WORKS FOR YOU. WE LEARN TO UNDERSTAND YOU AND WHAT YOU NEED, AND HANDLE THE REST!
We go over your credit report with you to find negative items that are inaccurate, help you understand the process of credit repair, and prepare a plan of action with you to improve your credit.
We dispute incorrect and unverified information on your behalf so that you can achieve the accurate credit scores you deserve.
Lower your current interest rates on your loans and credit cards, and achieve access to better rates on new credit. You could save thousands every year!
WE IMPROVE YOUR CREDIT SO YOU CAN PURSUE YOUR DREAMS
SEE IF YOU QUALIFY FOR OUR CREDIT TRANSFORMATION PROGRAM NOW!
Spots are limited - APPLY NOW!
FREQUENTLY ASKED QUESTIONS:
With our extensive background, experience, and expertise, we can help you with credit education, credit repair, & rebuilding your credit profile to increase your chances of achieving your dreams. The majority of consumers do not know their credit rights and what they can do to improve their credit and raise their scores. There are several federal laws that govern credit repair, credit reporting, credit scoring, debt collections, and more. With the help of our attorney and our vast experience, we are very knowledgeable of these particular laws to help you obtain better credit and raise your credit scores. The result of using our unique credit consulting and credit education system is that you will not only have better credit and higher credit scores; you will obtain the correct and factual information to help you for years to come. Other credit repair companies haphazardly delete accounts, ones in which they should have been corrected instead; drag the client out for approximately two years costing them way over a thousand dollars. More importantly, the majority of credit repair companies do not even know or understand the laws in order to answer clients’ questions or educate them. Knowledge and experience are extremely important in this line of work. You want to get the best results possible while not spend a lot of money to do so. This way they can obtain a new home, vehicle, new job/promotion, or just have pride in having better credit.
Yes, it is totally legal in all 50 states. By utilizing the federal law, the Fair Credit Reporting Act (FCRA) under sections 611 (a)(1)(A) and (5)(A)(i), the law states that a consumer has the right to have an accurate credit report. If anything on a credit report is inaccurate, obsolete, duplicate, misleading, or unverifiable, then you can correct or delete ANYTHING on your credit report including bankruptcy, foreclosure, short sale, collections, charge-offs, late payments, tax liens, judgments, etc. By having these erroneous negative items deleted, your credit scores will improve. Keep in mind that deleting an account on a credit report does not mean you do not owe that debt. The federal laws that we use and abide by are:
The Fair Credit Reporting Act
The Fair Debt Collection Practices Act
The Credit Repair Organizations Act
The Fair Credit Billing Act
The Fair and Accurate Transactions Act
The Fair Credit Equal Opportunity Act
It all depends on how many negative inaccurate, obsolete, misleading, or duplicate items are on your three credit reports. It also depends on the credit bureaus properly doing their job by heeding the federal law, Fair Credit Reporting Act. Clients will usually see results from all 3 credit bureaus in as little as 35-45 days; faster if you are pulling a new credit report within 30 days. The credit bureaus may respond faster if they gather all of the information back from your creditors in a timely manner, which by law is no more than 30 days. Remember, credit repair is not a quick fix.
Although we cannot guarantee a certain outcome by federal law, we know that by utilizing the F.C.R.A., we can assist you in getting items corrected or deleted with an overall positive outcome in most cases. With our 28 years of experience, we know that we can improve almost every credit report that we see that have inaccurate information. Some of the work may include credit repair – disputing items that are inaccurate, obsolete, duplicate, misleading, or unverifiable on the credit report, paying down good accounts, negotiating debts to a lower amount, raising limits on credit cards, closing too many credit card accounts or establishing new/good accounts if the client does not have any credit or too little credit. We must follow all State and Federal Laws and will not deviate from them. If an item is not considered inaccurate, misleading, obsolete, duplicate, or unverifiable, then we will not dispute the item on your credit report. If necessary, a client can cancel our services at any time in writing.
The Credit Bureaus would like you to believe that all information stays for 7-10 years, regardless of anything you do. However, since credit repair is fully legal by the Fair Credit Reporting Act, the particular dispute process we use may DELETE the following accounts before this time frame. If you had the choice to wait it out for years or be proactive and clean up your credit reports, which one would you choose?
Good credit - 10 years or longer
Negative credit (late payments, collections, charge-offs, closed accounts, child supports, civil and small claim judgments, paid tax liens) - 7 years from the date paid
Chapters 7, 11, and 12 Bankruptcy - 10 years
Chapter 13 Bankruptcy - 7 years
Unpaid tax liens - up to 15 years
Inquiries - 2 years
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